Merchant processing, cleaned up

Stop overpaying on card fees. Fight chargebacks only when it pays.

CleanSwipe reviews your processor statement for junk fees, downgrades, and markups you never agreed to — then helps recover chargebacks on a contingency basis. You pay us only when we deliver verified results.

Three ways we help

All contingency-style. No fake win rates, no long lock-ins, no auto-renew traps.

Core

Card Fee Audit

We compare your statement to published network economics and your contract terms. You get a plain-English report of overcharges and a path to fix them — with your current processor or by switching.

35% of verified monthly savings × 12 monthsNo fee without verified savings. Cancel anytime in the first 30 days. No auto-renew.

Live

Chargeback Disputes

We prepare and submit compelling evidence for eligible chargebacks. You keep control of your merchant account. Outcomes are never guaranteed — you only pay when funds are recovered.

20% of recovered amountNo charge until you win. Typical engagement minimum around $150; large wins capped around $500 per case. Audit clients: 15%.

Add-on

Clean Exit

Switching processors? We help you exit cleanly — early-termination review, residual timing, and a handoff checklist so you don’t leave money on the table.

Quoted case-by-caseOften bundled after a Fee Audit when a switch is the right move.

Full service details →

How a free Fee Audit works

One recent processing statement is enough to start. Strip or redact full card numbers if they appear.

  1. Send a statement. PDF or clear photo of a recent monthly merchant statement.
  2. We dig in. Interchange mix, non-qualified rates, PCI and “service” junk, gateway stacking, and whether Visa/Mastercard settlement cuts were passed through.
  3. You get a report. Estimated recoverable savings, what to ask your processor, and whether Clean Exit or disputes make sense.
  4. You decide. Engage only if the math works. No pressure, no auto-enroll.
Honesty first: Results depend on your processor, card mix, and how chargebacks are coded. We do not invent savings percentages or guarantee dispute wins. If we can’t verify savings, the Fee Audit costs you nothing.

Ready to see what’s hiding on your statement?

Most small businesses never read past the “amount deducted” line. That’s where the money is.

Request your free audit